•  To increase the amount of money you will have over your lifetime
•  To reduce your income taxes
•  To give you better access to your money
•  To lower your financial costs
•  To provide total needs-based and value-based insurance protection
•  To lower your financial risk
•  To give you a better understanding of how your money is working for you
•  To provide organization of your financial documents
•  To provide a verifiable financial process